Farmers and Merchants Trust Company of Chambersburg
Headquartered in Chambersburg, PA. Part of Franklin Financial Services Corporation. FDIC certificate #8405 · Federal Reserve RSSD 289515.
Total assets
$2.3B
Deposits
$1.9B
Q2 2026
Active branches
25
Closings since Jan 2020
0
2 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$7M
Return on assets
1.27%
Return on equity
15.37%
Noncurrent loan rate
1.10%
Deposits by year (Summary of Deposits)
12019
12020
22021
22022
22023
22024
22025
22026
Values in $ billions, June 30 of each year.
Openings by year
12022
12024
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: fmtrust.bank.