Farmers and Merchants State Bank
Farmers and Merchants State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $140M | $110M | $78M | $20M | $513K | 1.41% | 10.09% | 3.35% | 4.67% |
| Q4 2025 | $150M | $108M | $82M | $21M | $523K | 1.21% | 9.37% | 3.05% | 1.34% |
| Q3 2025 | $147M | $103M | $80M | $20M | $525K | 1.15% | 9.02% | 2.97% | 1.17% |
| Q2 2025 | $146M | $102M | $78M | $19M | $416K | 1.00% | 8.07% | 2.89% | 0.60% |
| Q1 2025 | $142M | $109M | $72M | $18M | $308K | 0.85% | 6.99% | 2.79% | 0.87% |
| Q4 2024 | $147M | $105M | $76M | $18M | $273K | 0.70% | 5.79% | 2.46% | 0.72% |
| Q3 2024 | $149M | $105M | $75M | $19M | $167K | 0.68% | 5.65% | 2.41% | 0.84% |
| Q2 2024 | $142M | $108M | $71M | $17M | $192K | 0.80% | 6.69% | 2.45% | 1.26% |
| Q1 2024 | $141M | $109M | $68M | $17M | $383K | 1.07% | 8.84% | 2.56% | 0.87% |
| Q4 2023 | $145M | $120M | $70M | $18M | $158K | 0.85% | 7.29% | 2.48% | 0.00% |
| Q3 2023 | $139M | $113M | $65M | $15M | $208K | 0.99% | 8.60% | 2.51% | 0.02% |
| Q2 2023 | $140M | $111M | $65M | $16M | $356K | 1.18% | 10.03% | 2.65% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.