Farmers and Merchants State Bank
Headquartered in Langdon, ND. Part of F & M Bancshares, Inc. FDIC certificate #21728 · Federal Reserve RSSD 677756.
Total assets
$140M
Deposits
$110M
Q1 2026
Active branches
1
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$513K
Return on assets
1.41%
Return on equity
10.09%
Noncurrent loan rate
4.67%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fmbanklangdon.com.