Farmers and Merchants State Bank
Farmers and Merchants State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $265M | $236M | $161M | $26M | $747K | 1.12% | 11.47% | 3.63% | 0.00% |
| Q4 2025 | $268M | $238M | $163M | $26M | $713K | 1.24% | 13.15% | 3.55% | 0.00% |
| Q3 2025 | $257M | $227M | $162M | $26M | $905K | 1.30% | 13.87% | 3.53% | 0.00% |
| Q2 2025 | $259M | $230M | $157M | $25M | $821K | 1.24% | 13.57% | 3.47% | 0.00% |
| Q1 2025 | $259M | $231M | $152M | $24M | $787K | 1.21% | 13.55% | 3.45% | 0.00% |
| Q4 2024 | $260M | $233M | $149M | $23M | $781K | 1.19% | 13.03% | 3.37% | 0.00% |
| Q3 2024 | $240M | $212M | $149M | $23M | $720K | 1.17% | 12.73% | 3.37% | 0.00% |
| Q2 2024 | $236M | $210M | $147M | $22M | $697K | 1.15% | 12.76% | 3.35% | 0.00% |
| Q1 2024 | $230M | $204M | $143M | $21M | $656K | 1.12% | 12.47% | 3.34% | 0.00% |
| Q4 2023 | $238M | $212M | $143M | $21M | $664K | 1.17% | 13.66% | 3.40% | 0.00% |
| Q3 2023 | $225M | $194M | $135M | $19M | $573K | 1.18% | 13.93% | 3.44% | 0.00% |
| Q2 2023 | $227M | $201M | $131M | $19M | $726K | 1.27% | 14.94% | 3.41% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.