Farmers and Merchants State Bank
Headquartered in Winterset, IA. Part of Farmers and Merchants Bancorp. FDIC certificate #15610 · Federal Reserve RSSD 145741.
Total assets
$265M
Deposits
$236M
Q1 2026
Active branches
5
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$747K
Return on assets
1.12%
Return on equity
11.47%
Noncurrent loan rate
0.00%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Openings by year
12026
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fmstate.bank.