Farmers & Merchants Bank of Central California
Farmers & Merchants Bank of Central California quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.8B | $5.1B | $3.5B | $664M | $25M | 1.71% | 14.93% | 4.20% | 0.11% |
| Q4 2025 | $5.7B | $5.0B | $3.6B | $653M | $25M | 1.73% | 15.46% | 4.24% | 0.02% |
| Q3 2025 | $5.6B | $4.9B | $3.5B | $633M | $24M | 1.72% | 15.54% | 4.22% | 0.03% |
| Q2 2025 | $5.5B | $4.8B | $3.5B | $630M | $24M | 1.72% | 15.54% | 4.21% | 0.00% |
| Q1 2025 | $5.7B | $5.0B | $3.5B | $614M | $24M | 1.71% | 15.82% | 4.16% | 0.01% |
| Q4 2024 | $5.4B | $4.7B | $3.6B | $585M | $23M | 1.68% | 15.59% | 4.13% | 0.03% |
| Q3 2024 | $5.4B | $4.7B | $3.6B | $614M | $23M | 1.68% | 15.57% | 4.11% | 0.04% |
| Q2 2024 | $5.3B | $4.6B | $3.6B | $587M | $22M | 1.68% | 15.85% | 4.08% | 0.00% |
| Q1 2024 | $5.7B | $5.0B | $3.6B | $575M | $23M | 1.69% | 16.35% | 4.05% | 0.10% |
| Q4 2023 | $5.3B | $4.7B | $3.6B | $561M | $22M | 1.71% | 17.12% | 4.40% | 0.00% |
| Q3 2023 | $5.4B | $4.8B | $3.5B | $541M | $23M | 1.73% | 17.57% | 4.40% | 0.13% |
| Q2 2023 | $5.3B | $4.6B | $3.4B | $525M | $22M | 1.75% | 17.91% | 4.45% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.