Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $801M | $714M | $605M | $71M | $3M | 1.59% | 17.98% | 4.69% | 2.22% |
| Q4 2025 | $763M | $673M | $595M | $68M | $3M | 1.55% | 18.80% | 4.76% | 1.82% |
| Q3 2025 | $754M | $685M | $557M | $65M | $3M | 1.58% | 19.51% | 4.73% | 1.83% |
| Q2 2025 | $761M | $696M | $571M | $62M | $3M | 1.48% | 18.72% | 4.81% | 2.76% |
| Q1 2025 | $745M | $682M | $544M | $60M | $3M | 1.46% | 18.83% | 4.72% | 2.85% |
| Q4 2024 | $736M | $677M | $522M | $56M | $-1374K | 0.74% | 9.21% | 4.66% | 3.21% |
| Q3 2024 | $690M | $602M | $515M | $60M | $2M | 1.28% | 15.59% | 4.83% | 2.96% |
| Q2 2024 | $695M | $620M | $504M | $55M | $2M | 1.42% | 17.60% | 4.83% | 1.96% |
| Q1 2024 | $675M | $617M | $480M | $54M | $2M | 1.44% | 17.78% | 4.77% | 2.27% |
| Q4 2023 | $647M | $587M | $469M | $53M | $2M | 1.36% | 18.41% | 4.78% | 1.44% |
| Q3 2023 | $647M | $592M | $468M | $47M | $2M | 1.36% | 18.92% | 4.74% | 1.53% |
| Q2 2023 | $653M | $603M | $444M | $47M | $2M | 1.42% | 19.93% | 4.73% | 1.52% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.