Farmers and Merchants Bank
Headquartered in Lakeland, GA. Part of Lowndes Bancshares, Inc. FDIC certificate #5716 · Federal Reserve RSSD 763930.
Total assets
$862M
Deposits
$785M
Q2 2026
Active branches
6
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$3M
Return on assets
1.63%
Return on equity
18.63%
Noncurrent loan rate
1.86%
Deposits by year (Summary of Deposits)
02019
12020
12021
12022
12023
12024
12025
12026
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fmb.net.