Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $256M | $220M | $139M | $33M | $910K | 1.45% | 11.04% | 4.52% | 0.00% |
| Q4 2025 | $245M | $210M | $138M | $33M | $884K | 1.68% | 12.56% | 4.83% | 0.00% |
| Q3 2025 | $247M | $212M | $134M | $32M | $1M | 1.75% | 13.08% | 4.80% | 0.00% |
| Q2 2025 | $244M | $211M | $125M | $30M | $889K | 1.45% | 10.79% | 4.78% | 0.00% |
| Q1 2025 | $184M | $156M | $98M | $26M | $570K | 1.27% | 8.88% | 4.49% | 0.00% |
| Q4 2024 | $175M | $149M | $99M | $25M | $570K | 1.20% | 10.31% | 4.49% | 0.40% |
| Q3 2024 | $172M | $145M | $97M | $25M | $491K | 1.16% | 10.61% | 4.44% | 0.00% |
| Q2 2024 | $157M | $141M | $98M | $15M | $415K | 1.15% | 12.10% | 4.40% | 0.07% |
| Q1 2024 | $157M | $142M | $97M | $15M | $487K | 1.25% | 13.20% | 4.27% | 0.00% |
| Q4 2023 | $155M | $139M | $97M | $15M | $681K | 1.50% | 17.65% | 4.02% | 0.03% |
| Q3 2023 | $153M | $139M | $93M | $14M | $635K | 1.40% | 17.13% | 3.94% | 0.36% |
| Q2 2023 | $150M | $137M | $90M | $13M | $476K | 1.28% | 16.02% | 3.82% | 0.34% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.