BranchWatch

Farmers and Merchants Bank

Headquartered in De Leon, TX. Part of F & M Bancshares, Inc. FDIC certificate #3170 · Federal Reserve RSSD 555256.

Total assets
$256M
Deposits
$220M
Q1 2026
Active branches
7
Closings since Jan 2020
1
2 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$910K
Return on assets
1.45%
Return on equity
11.04%
Noncurrent loan rate
0.00%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2025

Openings by year

1
2024
1
2025

Other network changes since 2020

  • 1 branch relocations
  • 1 branches acquired through purchases or mergers

Branches by state

Texas 7

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fmbank-tx.com.