Farmers & Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $986M | $831M | $516M | $146M | $6M | 2.48% | 16.66% | 5.00% | 0.67% |
| Q4 2025 | $966M | $814M | $520M | $144M | $5M | 2.24% | 15.52% | 5.18% | 0.62% |
| Q3 2025 | $947M | $799M | $517M | $140M | $5M | 2.25% | 15.72% | 5.22% | 0.66% |
| Q2 2025 | $931M | $790M | $519M | $133M | $5M | 2.22% | 15.69% | 5.20% | 0.20% |
| Q1 2025 | $926M | $783M | $514M | $131M | $5M | 2.19% | 15.53% | 5.14% | 0.62% |
| Q4 2024 | $894M | $757M | $522M | $125M | $5M | 2.36% | 17.86% | 5.32% | 0.10% |
| Q3 2024 | $899M | $764M | $529M | $125M | $5M | 2.36% | 18.21% | 5.30% | 0.10% |
| Q2 2024 | $895M | $768M | $529M | $119M | $5M | 2.33% | 18.39% | 5.26% | 0.14% |
| Q1 2024 | $920M | $796M | $529M | $115M | $5M | 2.29% | 18.51% | 5.17% | 0.14% |
| Q4 2023 | $917M | $796M | $527M | $112M | $6M | 2.57% | 24.02% | 5.21% | 0.14% |
| Q3 2023 | $962M | $850M | $521M | $105M | $6M | 2.55% | 24.60% | 5.17% | 0.13% |
| Q2 2023 | $951M | $841M | $520M | $102M | $7M | 2.65% | 26.03% | 5.18% | 0.17% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.