BayFirst National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.1B | $910M | $88M | $-5458K | -1.75% | -24.07% | 3.40% | 2.46% |
| Q4 2025 | $1.3B | $1.2B | $942M | $93M | $-2298K | -1.68% | -20.58% | 3.89% | 2.68% |
| Q3 2025 | $1.3B | $1.2B | $1.1B | $96M | $-18665K | -2.01% | -23.81% | 3.91% | 2.39% |
| Q2 2025 | $1.3B | $1.2B | $1.1B | $114M | $-983K | -0.18% | -2.00% | 3.99% | 2.10% |
| Q1 2025 | $1.3B | $1.1B | $1.1B | $117M | $-176K | -0.05% | -0.60% | 3.81% | 2.46% |
| Q4 2024 | $1.3B | $1.1B | $1.1B | $118M | $10M | 1.10% | 12.02% | 3.55% | 1.79% |
| Q3 2024 | $1.2B | $1.1B | $1.0B | $109M | $1M | 0.37% | 4.04% | 3.48% | 1.63% |
| Q2 2024 | $1.2B | $1.0B | $994M | $108M | $871K | 0.34% | 3.68% | 3.49% | 1.38% |
| Q1 2024 | $1.1B | $1.0B | $923M | $108M | $1M | 0.39% | 4.13% | 3.50% | 1.14% |
| Q4 2023 | $1.1B | $986M | $902M | $108M | $2M | 0.63% | 6.70% | 3.85% | 1.14% |
| Q3 2023 | $1.1B | $1.0B | $867M | $102M | $2M | 0.62% | 6.54% | 3.93% | 1.24% |
| Q2 2023 | $1.1B | $946M | $825M | $99M | $2M | 0.53% | 5.50% | 4.21% | 1.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.