BranchWatch

BayFirst National Bank

Headquartered in Saint Petersburg, FL. Part of Bayfirst Financial Corp. FDIC certificate #34997 · Federal Reserve RSSD 2771694.

Total assets
$1.1B
Deposits
$1.0B
Q2 2026
Active branches
12
Closings since Jan 2020
1
8 openings since Jan 2020

Financial snapshot — Q2 2026

All quarters
Net income (quarter)
$-32425K
Return on assets
-6.32%
Return on equity
-79.98%
Noncurrent loan rate
2.13%

Deposits by year (Summary of Deposits)

0
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025
1
2026

Values in $ billions, June 30 of each year.

Closings by year

1
2026

Openings by year

1
2020
1
2021
1
2022
3
2023
1
2024
1
2026

Other network changes since 2020

  • 1 branch relocations
  • May 16, 2022: legal name changed from “First Home Bank” to “BayFirst National Bank”

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.bayfirstfinancial.com.