BAC Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $780M | $685M | $470M | $76M | $1M | 0.70% | 7.32% | 3.40% | 0.40% |
| Q4 2025 | $786M | $671M | $475M | $74M | $1M | 0.70% | 7.86% | 3.24% | 0.01% |
| Q3 2025 | $787M | $690M | $462M | $72M | $2M | 0.73% | 8.34% | 3.23% | 0.00% |
| Q2 2025 | $788M | $693M | $455M | $70M | $2M | 0.71% | 8.23% | 3.20% | 0.00% |
| Q1 2025 | $791M | $704M | $444M | $68M | $1M | 0.65% | 7.59% | 3.11% | 0.00% |
| Q4 2024 | $783M | $698M | $446M | $66M | $1M | 0.41% | 5.33% | 2.93% | 0.00% |
| Q3 2024 | $823M | $708M | $442M | $65M | $389K | 0.37% | 4.86% | 2.89% | 0.00% |
| Q2 2024 | $796M | $671M | $431M | $62M | $878K | 0.46% | 6.12% | 2.88% | 0.00% |
| Q1 2024 | $801M | $692M | $423M | $61M | $979K | 0.48% | 6.53% | 2.93% | 0.00% |
| Q4 2023 | $817M | $708M | $417M | $59M | $1M | 0.43% | 6.49% | 2.89% | 0.00% |
| Q3 2023 | $838M | $733M | $421M | $56M | $1M | 0.41% | 6.35% | 2.89% | 0.00% |
| Q2 2023 | $833M | $729M | $419M | $55M | $626K | 0.36% | 5.64% | 2.91% | 0.67% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.