BAC Community Bank
Headquartered in Stockton, CA. Part of Bac Financial Inc. FDIC certificate #19434 · Federal Reserve RSSD 5461.
Total assets
$780M
Deposits
$685M
Q1 2026
Active branches
8
Closings since Jan 2020
3
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$1M
Return on assets
0.70%
Return on equity
7.32%
Noncurrent loan rate
0.40%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Closings by year
12021
12022
12023
Other network changes since 2020
- 1 branch relocations
Branches by state
Recent closings
- BAC Community Bank — Discovery Bay, CAbank exits city14804-A HIGHWAY 4 · closed June 30, 2023
- BAC Community Bank — Oakley, CAbank exits city1070 LAUREL ROAD · closed June 30, 2022
- BAC Community Bank — Tracy, CAbank exits city951 CENTRAL AVENUE · closed September 30, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.bankbac.com.