Adirondack Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.0B | $923M | $606M | $73M | $466K | 0.19% | 2.52% | 3.87% | 0.68% |
| Q4 2025 | $942M | $848M | $619M | $75M | $1M | 0.45% | 6.22% | 3.86% | 0.71% |
| Q3 2025 | $1.0B | $913M | $618M | $72M | $1M | 0.42% | 5.95% | 3.77% | 1.02% |
| Q2 2025 | $960M | $874M | $615M | $70M | $1M | 0.38% | 5.37% | 3.78% | 1.18% |
| Q1 2025 | $994M | $911M | $618M | $69M | $677K | 0.28% | 4.07% | 3.78% | 1.37% |
| Q4 2024 | $932M | $838M | $618M | $65M | $1M | 0.32% | 4.84% | 3.56% | 1.36% |
| Q3 2024 | $986M | $889M | $621M | $69M | $549K | 0.24% | 3.68% | 3.50% | 1.23% |
| Q2 2024 | $956M | $866M | $616M | $63M | $645K | 0.25% | 3.91% | 3.52% | 1.23% |
| Q1 2024 | $984M | $895M | $619M | $62M | $586K | 0.24% | 3.73% | 3.48% | 0.98% |
| Q4 2023 | $964M | $837M | $623M | $64M | $906K | 0.49% | 7.83% | 3.80% | 0.96% |
| Q3 2023 | $974M | $878M | $618M | $58M | $1M | 0.52% | 8.56% | 3.84% | 0.97% |
| Q2 2023 | $969M | $871M | $607M | $60M | $1M | 0.57% | 9.28% | 3.92% | 1.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.