BranchWatch

Adirondack Bank

Headquartered in Utica, NY. Part of Adirondack Bancorp, Inc. FDIC certificate #28380 · Federal Reserve RSSD 101671.

Total assets
$1.0B
Deposits
$923M
Q1 2026
Active branches
19
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$466K
Return on assets
0.19%
Return on equity
2.52%
Noncurrent loan rate
0.68%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • 2 branch relocations

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.adirondackbank.com.