BranchWatch

Credit unions · Michigan

United Bay Community

NCUA-insuredstate charterlow-income designated

Headquartered in Bay City, Michigan. Chartered in 1949. Charter number 61186.

Total assets
$304M
Members
18,870
Shares & deposits
$280M
Net worth ratio
7.43%
net worth / assets

Locations (6)

Lincoln Officemain officeCorporate Office

1309 N Lincoln St, Bay City, MI 48708 map

9898924597ATMDrive-throughMember services

9:00 am -5:00 pm Lobby Monday thru Friday 9:00 am - 5:00 pm Drive thru M-T-W-Th-F 9:00 am - 12:00am Drive thru Saturday Open at 10:00 am on Third Wednesday of the Month

Euclid OfficeBranch Office

3939 N Euclid Ave, Bay City, MI 48706 map

9898924597ATMDrive-throughMember services

9:00 am thru 5:00 pm Lobby M-T-W-Th-F 9:00 am thru 5:00 pm Drive thru M-T-W-Th-F 9:00 am - 12:00 pm Drive thru Sat Open at 10:00 am on the Third Wednesday of the Month

Pinconning OfficeBranch Office

205 S Mable St, Pinconning, MI 48650 map

9898924597ATMDrive-throughMember services

9:00 am -5:00 pm Lobby Monday Thru Friday 9:00 am thru 5:00 pm Drive thru Monday thru Friday 9:00 am -12:00 pm Drive thru Saturday Open at 10:00 am Third Wednesday of the Month

MattawanBranch Office

52800 N Main St, Mattawan, MI 49071 map

2696686336ATMDrive-throughMember services

9:00 am - 5:00 pm Lobby Monday thru Friday 9:00 am - 5:00pm Drive Thru Monday thru Friday Open at 10:00 am on the Third Wednesday of the Month

PortageBranch Office

233 W Centre Ave, Portage, MI 49024 map

2696686336ATMDrive-throughMember services

9:00 am-5:00 pm Lobby Monday thru Friday 9:00 am thru 5:00 pm Drive Thru Monday thru Friday 9:00 am - 12:00 pm Drive thru Saturday Open at 10:00 am on the Third Wednesday of the Month

Coleman BranchBranch Office

375 E Railway St, Coleman, MI 48618 map

9898924597ATMDrive-throughMember services

9:00 am - 5:00 pm Lobby Monday thru Friday 9:00 am - 5:00 pm Drive Thru Monday thru Friday Open at 10:00 am on Third Wednesday of the Month

Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.