Theory
NCUA-insuredfederal charter
Headquartered in Painesville, Ohio. Chartered in 1995. Charter number 24545.
Total assets
$39M
Members
3,515
Shares & deposits
$37M
Net worth ratio
8.36%
net worth / assets
Locations (3)
Theory FCUmain officeCorporate Office
1595 Mentor Ave, Painesville, OH 44077 map
☎ 4403524732Drive-throughMember services
Monday, Tuesday & Thursday - 10:00am to 5:00pm Wednesday - 2:00pm to 6:00pm Friday - 10:00am to 6:00pm
North Olmsted OfficeBranch Office
30129 Lorain Rd, North Olmsted, OH 44070 map
☎ 4407772009Member services
Monday through Thursday 9:30-4:30 Friday 9:30-5:30pm
Madison High School BranchBranch Office
3100 Burns Rd, Madison, OH 44057 map
☎ 4404282161Member services
Wednesdays 10:30am to 2pm
Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.