Straits Area
NCUA-insuredfederal charterlow-income designated
Headquartered in Cheboygan, Michigan. Chartered in 1951. Charter number 7428.
Total assets
$131M
Members
12,057
Shares & deposits
$114M
Net worth ratio
11.50%
net worth / assets
Locations (4)
Main Officemain officeCorporate Office
201 Locust St, Cheboygan, MI 49721 map
☎ 2316273145ATMDrive-throughMember services
M-F 9-5 S 9-12
Branch OfficeBranch Office
121 E Central Ave, Mackinaw City, MI 49701 map
☎ 2314364037ATMDrive-throughMember services
M-F 9-5 May - September Saturdays also 9-12
Branch OfficeBranch Office
6090 M 68 Hwy, Indian River, MI 49749 map
☎ 2312387941ATMDrive-throughMember services
M-F 9-5 S 9-12
Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.