Northern
Headquartered in Watertown, New York. Chartered in 1955. Charter number 68696.
Locations (11)
138 Factory St, Watertown, NY 13601 map
Monday-Friday 8-5
145 E Main St, Gouverneur, NY 13642 map
Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT Saturday/Sunday Closed
120 Factory St, Watertown, NY 13601 map
Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT Saturday/Sunday Closed
1180 Commerce Park Dr E, Watertown, NY 13601 map
Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Drivethru/Lobby: Saturday 9:00-12:00 Sunday-Closed 24/7 Enhanced ATM DT
5801 Number Four Rd, Lowville, NY 13367 map
Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT Saturday/Sunday Closed
2 Elmwood Ave, Adams, NY 13605 map
Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT
88 Bridge St, Carthage, NY 13619 map
Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT Saturday/Sunday Closed
26424 Johnson Road, Evans Mills, NY 13637 map
Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT
9804 State Route 812, Croghan, NY 13327 map
Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT
88 Parker Ave, Massena, NY 13662 map
Lobby Hours: Monday-Thur 9:00-4:00 Friday 9:00-5:00 Sunday Closed 24/7 Enhanced ATM DT
5720 Commons Park, East Syracuse, NY 13057 map
M-F 8:30-4:30
Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.