BranchWatch

Credit unions · Florida

Emerald Coast

NCUA-insuredfederal charterlow-income designated

Headquartered in Port St Joe, Florida. Chartered in 1939. Charter number 3388.

Total assets
$64M
Members
5,164
Shares & deposits
$60M
Net worth ratio
7.86%
net worth / assets

Locations (3)

Emerald Coast Federal Credit Unionmain officeCorporate Office

502 WOODWARD AVE, Port St Joe, FL 32456 map

8502271156ATMDrive-throughMember services

MON/TUES/THURS 9AM-5PM WED 9AM-1PM FRI 9AM-5:30PM

Emerald Coast Federal Credit UnionBranch Office

101 E RIVER RD, Wewahitchka, FL 32465 map

8506395024ATMDrive-throughMember services

MON/TUES/THURS 8AM-4PM CST WED 8AM-12PM CST FRI 8AM-4:30PM CST

Emerald Coast Federal Credit UnionBranch Office

282 US Highway 98, Eastpoint, FL 32328 map

8506701199ATMDrive-throughMember services

Monday, Tuesday, Thursday - 9am to 5pm ESTWednesday - 9am to 1pm ESTFriday - 9am to 5:30pm EST

Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.