Breakwater
NCUA-insuredfederal charterlow-income designated
Headquartered in Houghton, Michigan. Chartered in 1952. Charter number 8212.
Total assets
$138M
Members
10,390
Shares & deposits
$120M
Net worth ratio
13.33%
net worth / assets
Locations (1)
Main Branch/Corporate Officesmain officeCorporate Office
700 E Sharon Ave, Houghton, MI 49931 map
☎ 9064825005ATMDrive-throughMember services
Monday through Thursday = 7:30 AM until 5:30 PM; Friday = 7:30 AM until 6:00 PM; Saturday = 9:00 AM until 1:00 PM.
Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.