Act 1st

NCUA-insuredfederal charterlow-income designated

Headquartered in Lavale, Maryland. Chartered in 1950. Charter number 6679.

Total assets

$150M

Members

12,048

Shares & deposits

$138M

Net worth ratio

7.78%

net worth / assets

Locations (3)

Act 1st Federal Credit Union - Lavalemain officeCorporate Office

14316 National Hwy SW, Lavale, MD 21502 map

☎ 3017298015ATMDrive-throughMember services

Lobby: Mon - Fri: 9:00 am to 5:00 pm Saturday: 9:00 am to 1:00 pm Drive-Thru: Mon-Thurs: 9:00am to 5:00pm Friday: 9;00 am to 6:00 pm Saturday 9:00 am to 1:00 pm

MessickBranch Office

11905 Messick Rd SE, Cumberland, MD 21502 map

☎ 3017298015ATMDrive-throughMember services

Lobby: Monday - Friday: 9:00 am to 5:00 pm Saturday: Closed Drive-Thru: Monday - Friday: 9:00 am to 5:00 pm Saturday: Closed

RomneyBranch Office

555 W Main St, Romney, WV 26757 map

☎ 3017298015ATMDrive-throughMember services

Lobby: Monday -Friday: 9:00 am to 5:00 pm Drive-Up: Monday - Friday: 9:00 am to 5:00 pm Saturday: 9:00 am to 1:00 pm

States served

Maryland (2)
West Virginia (1)

Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.