Banks in Habersham County, Georgia
11 active bank branches operated by 6 institutions, per FDIC records.
Active branches
11
Banks present
6
Deposits (2026)
$1.3B
Closings since 2020
2
2 openings
Largest banks by deposits in Habersham County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| United Community Bank | $386M | 29.2% | 2 |
| SouthState Bank | $374M | 28.3% | 3 |
| Bank OZK | $213M | 16.1% | 1 |
| Vallant Bank | $145M | 11% | 2 |
| Regions Bank | $103M | 7.8% | 1 |
| Rabun County Bank | $101M | 7.7% | 2 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.