Banks in Effingham County, Georgia
10 active bank branches operated by 7 institutions, per FDIC records.
Active branches
10
Banks present
7
Deposits (2026)
$885M
Closings since 2020
1
2 openings
Largest banks by deposits in Effingham County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Renasant Bank | $199M | 22.5% | 2 |
| Ameris Bank | $167M | 18.9% | 1 |
| Bank of America | $145M | 16.4% | 1 |
| Bank of Newington | $139M | 15.7% | 2 |
| Truist Bank | $134M | 15.2% | 1 |
| Huntington Bank | $55M | 6.2% | 2 |
| Queensborough National Bank & Trust Company | $46M | 5.2% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.