Banks in Santa Barbara County, California
89 active bank branches operated by 20 institutions, per FDIC records.
Active branches
89
Banks present
20
Deposits (2026)
$14.1B
Closings since 2020
16
7 openings
Largest banks by deposits in Santa Barbara County (2026)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Chase Bank | $2.6B | 18.2% | 9 |
| Wells Fargo | $2.2B | 15.8% | 9 |
| Bank of America | $2.1B | 15.2% | 7 |
| U.S. Bank | $1.6B | 11.4% | 11 |
| Montecito Bank & Trust | $1.5B | 10.4% | 13 |
| Mechanics Bank | $1.1B | 7.6% | 12 |
| American Riviera Bank | $780M | 5.5% | 5 |
| Columbia Bank | $619M | 4.4% | 2 |
| Community Bank of Santa Maria | $350M | 2.5% | 2 |
| Community West Bank | $321M | 2.3% | 4 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.