Zenith Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $123M | $99M | $59M | $22M | $31K | 0.11% | 0.57% | 3.45% | 0.00% |
| Q4 2025 | $107M | $83M | $52M | $22M | $17K | -0.09% | -0.47% | 3.38% | 0.00% |
| Q3 2025 | $116M | $92M | $51M | $22M | $8K | -0.14% | -0.73% | 3.29% | 0.00% |
| Q2 2025 | $110M | $86M | $39M | $22M | $73K | -0.24% | -1.17% | 3.30% | 0.00% |
| Q1 2025 | $117M | $94M | $40M | $21M | $-199K | -0.76% | -3.69% | 3.29% | 0.00% |
| Q4 2024 | $92M | $68M | $26M | $22M | $-167K | -0.35% | -1.05% | 3.74% | 0.00% |
| Q3 2024 | $66M | $42M | $12M | $22M | $-26K | -0.14% | -0.38% | 4.01% | 0.00% |
| Q2 2024 | $63M | $39M | $11M | $22M | $-24K | -0.13% | -0.34% | 4.00% | 0.00% |
| Q1 2024 | $67M | $43M | $9M | $22M | $-13K | -0.09% | -0.24% | 4.01% | 0.00% |
| Q4 2023 | $43M | $20M | $6M | $22M | — | -0.51% | -1.01% | 0.83% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.