YNB quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $270M | $249M | $133M | $20M | $330K | 0.51% | 6.51% | 3.68% | 1.07% |
| Q4 2025 | $249M | $227M | $125M | $20M | $233K | 0.42% | 5.20% | 3.64% | 1.12% |
| Q3 2025 | $241M | $220M | $121M | $20M | $257K | 0.43% | 5.41% | 3.65% | 0.12% |
| Q2 2025 | $241M | $221M | $124M | $19M | $223K | 0.43% | 5.49% | 3.60% | 0.13% |
| Q1 2025 | $243M | $224M | $130M | $18M | $288K | 0.49% | 6.26% | 3.65% | 0.41% |
| Q4 2024 | $226M | $200M | $127M | $19M | $307K | 0.71% | 9.89% | 3.93% | 0.37% |
| Q3 2024 | $263M | $243M | $128M | $20M | $313K | 0.76% | 11.01% | 3.82% | 0.31% |
| Q2 2024 | $249M | $231M | $128M | $17M | $528K | 0.91% | 13.47% | 4.08% | 0.10% |
| Q1 2024 | $253M | $236M | $127M | $17M | $604K | 0.97% | 14.62% | 4.05% | 0.13% |
| Q4 2023 | $247M | $230M | $125M | $16M | $443K | 0.97% | 16.90% | 4.13% | 0.25% |
| Q3 2023 | $250M | $236M | $126M | $13M | $576K | 1.06% | 19.12% | 4.11% | 0.19% |
| Q2 2023 | $248M | $233M | $128M | $14M | $744K | 1.12% | 20.10% | 4.07% | 0.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.