Wray State Bank
Headquartered in Wray, CO. Part of Hotc Investment Co. FDIC certificate #22447 · Federal Reserve RSSD 541754.
Total assets
$312M
Deposits
$278M
Q2 2026
Active branches
3
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$1M
Return on assets
1.37%
Return on equity
13.68%
Noncurrent loan rate
1.50%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.wraystatebank.com.