Woodford State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $510M | $394M | $377M | $33M | $2M | 1.55% | 23.94% | 3.89% | 0.17% |
| Q4 2025 | $509M | $390M | $380M | $33M | $2M | 1.41% | 26.57% | 3.77% | 0.15% |
| Q3 2025 | $491M | $381M | $361M | $27M | $2M | 1.34% | 26.99% | 3.70% | 0.24% |
| Q2 2025 | $481M | $377M | $340M | $25M | $2M | 1.32% | 27.65% | 3.62% | 0.21% |
| Q1 2025 | $470M | $367M | $331M | $22M | $1M | 1.26% | 27.83% | 3.54% | 0.32% |
| Q4 2024 | $453M | $363M | $329M | $20M | $477K | 0.23% | 4.65% | 3.20% | 0.33% |
| Q3 2024 | $452M | $345M | $324M | $23M | $-953K | 0.16% | 3.20% | 3.09% | 0.60% |
| Q2 2024 | $441M | $344M | $317M | $21M | $879K | 0.68% | 13.68% | 3.01% | 1.25% |
| Q1 2024 | $435M | $339M | $309M | $21M | $605K | 0.55% | 11.02% | 2.90% | 1.34% |
| Q4 2023 | $442M | $342M | $301M | $23M | $645K | 0.75% | 15.54% | 3.13% | 1.33% |
| Q3 2023 | $419M | $324M | $294M | $16M | $618K | 0.80% | 16.97% | 3.25% | 1.48% |
| Q2 2023 | $412M | $318M | $286M | $20M | $986K | 0.91% | 18.14% | 3.39% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.