Winter Hill Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $419M | $300M | $296M | $41M | $107K | 0.10% | 1.04% | 2.63% | 0.00% |
| Q4 2025 | $421M | $298M | $302M | $41M | $145K | 0.14% | 1.43% | 2.53% | 0.00% |
| Q3 2025 | $415M | $291M | $308M | $41M | $132K | 0.14% | 1.44% | 2.54% | 0.17% |
| Q2 2025 | $420M | $297M | $310M | $41M | $192K | 0.14% | 1.52% | 2.53% | 0.17% |
| Q1 2025 | $431M | $308M | $312M | $41M | $117K | 0.11% | 1.15% | 2.51% | 0.17% |
| Q4 2024 | $432M | $303M | $319M | $41M | $182K | 0.01% | 0.16% | 2.16% | 0.17% |
| Q3 2024 | $440M | $302M | $318M | $40M | $32K | -0.04% | -0.39% | 2.11% | 0.00% |
| Q2 2024 | $443M | $325M | $319M | $40M | $-36K | -0.07% | -0.74% | 2.08% | 0.00% |
| Q1 2024 | $445M | $327M | $318M | $40M | $-114K | -0.10% | -1.13% | 2.01% | 0.00% |
| Q4 2023 | $447M | $354M | $321M | $41M | $3K | 0.04% | 0.44% | 2.15% | 0.10% |
| Q3 2023 | $434M | $347M | $312M | $40M | $-25K | 0.05% | 0.58% | 2.20% | 0.00% |
| Q2 2023 | $430M | $360M | $307M | $40M | $56K | 0.09% | 0.99% | 2.30% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.