Williamsville State Bank & Trust
Williamsville State Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $92M | $81M | $25M | $10M | $113K | 0.49% | 4.27% | 2.96% | 3.59% |
| Q4 2025 | $93M | $81M | $26M | $11M | $51K | 0.56% | 5.32% | 3.12% | 3.53% |
| Q3 2025 | $98M | $87M | $27M | $11M | $145K | 0.67% | 6.53% | 3.13% | 3.38% |
| Q2 2025 | $97M | $86M | $29M | $10M | $329K | 0.71% | 7.04% | 3.11% | 3.60% |
| Q1 2025 | $94M | $84M | $29M | $10M | $6K | 0.03% | 0.26% | 3.15% | 1.72% |
| Q4 2024 | $92M | $83M | $30M | $9M | $63K | 0.50% | 5.22% | 3.29% | 1.12% |
| Q3 2024 | $99M | $88M | $31M | $10M | $136K | 0.58% | 6.01% | 3.30% | 0.71% |
| Q2 2024 | $98M | $89M | $32M | $9M | $157K | 0.59% | 6.37% | 3.31% | 0.99% |
| Q1 2024 | $99M | $90M | $32M | $9M | $134K | 0.54% | 5.89% | 3.41% | 1.29% |
| Q4 2023 | $98M | $89M | $33M | $9M | $98K | 0.59% | 6.90% | 3.31% | 2.07% |
| Q3 2023 | $102M | $94M | $34M | $8M | $205K | 0.66% | 7.85% | 3.29% | 1.75% |
| Q2 2023 | $103M | $94M | $35M | $9M | $181K | 0.58% | 6.83% | 3.25% | 1.67% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.