Williamstown Bank, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $237M | $213M | $185M | $23M | $375K | 0.64% | 6.41% | 4.15% | 0.36% |
| Q4 2025 | $228M | $204M | $186M | $23M | $442K | 0.65% | 6.50% | 4.13% | 0.30% |
| Q3 2025 | $227M | $202M | $186M | $23M | $387K | 0.61% | 6.12% | 4.05% | 0.38% |
| Q2 2025 | $228M | $203M | $182M | $23M | $340K | 0.58% | 5.80% | 3.94% | 0.35% |
| Q1 2025 | $227M | $202M | $179M | $22M | $311K | 0.55% | 5.57% | 3.84% | 0.25% |
| Q4 2024 | $225M | $199M | $181M | $22M | $270K | 0.43% | 4.39% | 3.69% | 0.19% |
| Q3 2024 | $227M | $198M | $182M | $22M | $234K | 0.41% | 4.23% | 3.66% | 0.14% |
| Q2 2024 | $227M | $201M | $181M | $22M | $266K | 0.41% | 4.24% | 3.70% | 0.14% |
| Q1 2024 | $228M | $201M | $178M | $22M | $200K | 0.35% | 3.64% | 3.72% | 0.11% |
| Q4 2023 | $225M | $192M | $178M | $22M | $337K | 0.71% | 7.35% | 3.94% | 0.26% |
| Q3 2023 | $226M | $194M | $177M | $21M | $259K | 0.75% | 7.76% | 3.97% | 0.52% |
| Q2 2023 | $223M | $191M | $175M | $22M | $431K | 0.90% | 9.18% | 3.99% | 0.47% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.