West Texas State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $407M | $360M | $260M | $44M | $2M | 1.90% | 17.43% | 4.50% | 1.59% |
| Q4 2025 | $381M | $335M | $243M | $42M | $2M | 2.38% | 21.62% | 5.01% | 0.17% |
| Q3 2025 | $364M | $320M | $234M | $40M | $2M | 2.38% | 21.75% | 5.03% | 1.29% |
| Q2 2025 | $348M | $308M | $235M | $36M | $2M | 2.38% | 21.78% | 5.09% | 1.66% |
| Q1 2025 | $311M | $273M | $213M | $36M | $2M | 2.67% | 23.85% | 5.06% | 0.02% |
| Q4 2024 | $320M | $283M | $212M | $35M | $2M | 2.42% | 22.59% | 5.16% | 0.00% |
| Q3 2024 | $306M | $269M | $206M | $34M | $2M | 2.25% | 21.08% | 5.11% | 0.00% |
| Q2 2024 | $296M | $258M | $206M | $32M | $1M | 2.29% | 21.89% | 5.08% | 2.14% |
| Q1 2024 | $292M | $250M | $192M | $30M | $2M | 2.76% | 26.60% | 4.89% | 0.23% |
| Q4 2023 | $282M | $241M | $174M | $29M | $2M | 2.53% | 26.27% | 5.30% | 0.06% |
| Q3 2023 | $261M | $226M | $168M | $24M | $2M | 2.34% | 24.84% | 5.27% | 0.00% |
| Q2 2023 | $253M | $218M | $161M | $24M | $2M | 2.12% | 22.33% | 5.18% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.