West Point Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $571M | $486M | $439M | $40M | $2M | 1.20% | 17.16% | 3.10% | 0.53% |
| Q4 2025 | $553M | $471M | $436M | $39M | $1M | 0.94% | 14.52% | 2.91% | 0.15% |
| Q3 2025 | $542M | $461M | $432M | $37M | $1M | 0.94% | 14.83% | 2.87% | 0.47% |
| Q2 2025 | $539M | $448M | $425M | $34M | $1M | 0.87% | 14.12% | 2.88% | 0.14% |
| Q1 2025 | $536M | $447M | $419M | $33M | $1M | 0.80% | 13.13% | 2.79% | 0.27% |
| Q4 2024 | $525M | $433M | $413M | $31M | $1M | 0.57% | 9.29% | 2.34% | 0.14% |
| Q3 2024 | $502M | $406M | $391M | $32M | $674K | 0.44% | 7.18% | 2.22% | 0.05% |
| Q2 2024 | $492M | $367M | $383M | $29M | $484K | 0.39% | 6.45% | 2.12% | 0.05% |
| Q1 2024 | $489M | $368M | $377M | $30M | $469K | 0.39% | 6.33% | 2.02% | 0.05% |
| Q4 2023 | $473M | $367M | $361M | $30M | $342K | 0.46% | 7.13% | 2.08% | 0.03% |
| Q3 2023 | $450M | $344M | $344M | $26M | $846K | 0.52% | 8.01% | 2.09% | 0.02% |
| Q2 2023 | $427M | $341M | $317M | $28M | $425K | 0.39% | 5.70% | 2.05% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.