West Michigan Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.1B | $1.0B | $103M | $4M | 1.37% | 16.28% | 3.76% | 1.43% |
| Q4 2025 | $1.2B | $1.0B | $1.0B | $98M | $4M | 1.21% | 13.86% | 3.86% | 0.31% |
| Q3 2025 | $1.1B | $965M | $963M | $101M | $4M | 1.16% | 13.12% | 3.88% | 0.80% |
| Q2 2025 | $1.1B | $930M | $915M | $96M | $2M | 1.03% | 11.72% | 3.85% | 0.61% |
| Q1 2025 | $1.1B | $926M | $912M | $94M | $3M | 1.12% | 12.90% | 3.80% | 0.96% |
| Q4 2024 | $1.0B | $940M | $895M | $90M | $4M | 1.36% | 15.56% | 3.77% | 1.00% |
| Q3 2024 | $1.0B | $885M | $891M | $94M | $4M | 1.29% | 14.60% | 3.72% | 1.04% |
| Q2 2024 | $1.0B | $866M | $859M | $88M | $3M | 1.17% | 13.42% | 3.69% | 0.92% |
| Q1 2024 | $991M | $818M | $850M | $86M | $3M | 1.25% | 14.37% | 3.69% | 0.08% |
| Q4 2023 | $954M | $823M | $828M | $84M | $4M | 1.50% | 17.80% | 3.84% | 0.10% |
| Q3 2023 | $938M | $810M | $811M | $83M | $4M | 1.41% | 16.94% | 3.87% | 0.14% |
| Q2 2023 | $945M | $785M | $806M | $80M | $3M | 1.36% | 16.64% | 3.84% | 0.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.