West Central Georgia Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $163M | $126M | $76M | $34M | $636K | 1.59% | 7.51% | 4.16% | 0.00% |
| Q4 2025 | $158M | $121M | $78M | $34M | $696K | 1.55% | 7.33% | 4.40% | 0.04% |
| Q3 2025 | $159M | $123M | $78M | $33M | $679K | 1.47% | 7.00% | 4.37% | 0.00% |
| Q2 2025 | $157M | $122M | $76M | $33M | $581K | 1.34% | 6.38% | 4.30% | 0.03% |
| Q1 2025 | $156M | $121M | $76M | $32M | $449K | 1.18% | 5.59% | 4.25% | 0.01% |
| Q4 2024 | $149M | $114M | $75M | $32M | $363K | 1.40% | 6.09% | 4.44% | 0.00% |
| Q3 2024 | $149M | $113M | $71M | $33M | $546K | 1.54% | 6.59% | 4.46% | 0.00% |
| Q2 2024 | $151M | $113M | $67M | $36M | $543K | 1.57% | 6.64% | 4.47% | 0.02% |
| Q1 2024 | $148M | $111M | $64M | $35M | $622K | 1.70% | 7.15% | 4.45% | 0.01% |
| Q4 2023 | $145M | $108M | $60M | $35M | $644K | 1.86% | 8.26% | 4.32% | 0.06% |
| Q3 2023 | $145M | $110M | $59M | $33M | $674K | 1.90% | 8.53% | 4.28% | 0.01% |
| Q2 2023 | $146M | $111M | $60M | $33M | $674K | 1.92% | 8.68% | 4.23% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.