WCF Financial Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $227M | $177M | $173M | $18M | $-31K | -0.05% | -0.71% | 2.50% | 5.53% |
| Q4 2025 | $227M | $172M | $172M | $18M | $-2455K | -1.01% | -11.44% | 2.37% | 5.29% |
| Q3 2025 | $226M | $161M | $173M | $20M | $149K | 0.11% | 1.26% | 2.64% | 2.19% |
| Q2 2025 | $221M | $166M | $167M | $20M | $20K | 0.04% | 0.42% | 2.58% | 2.48% |
| Q1 2025 | $220M | $169M | $167M | $21M | $23K | 0.04% | 0.45% | 2.55% | 2.10% |
| Q4 2024 | $227M | $162M | $167M | $20M | $-117K | -0.02% | -0.16% | 2.42% | 0.72% |
| Q3 2024 | $212M | $157M | $168M | $21M | $48K | 0.06% | 0.56% | 2.41% | 0.45% |
| Q2 2024 | $207M | $153M | $164M | $20M | $15K | 0.04% | 0.37% | 2.36% | 0.39% |
| Q1 2024 | $205M | $155M | $155M | $20M | $22K | 0.04% | 0.43% | 2.37% | 0.25% |
| Q4 2023 | $195M | $143M | $146M | $20M | $-578K | -0.11% | -0.93% | 2.83% | 0.24% |
| Q3 2023 | $185M | $133M | $141M | $20M | $86K | 0.30% | 2.56% | 2.96% | 0.18% |
| Q2 2023 | $177M | $128M | $133M | $20M | $179K | 0.36% | 3.00% | 3.08% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.