Wayne County Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $583M | $496M | $417M | $76M | $3M | 1.81% | 14.09% | 4.74% | 0.71% |
| Q4 2025 | $579M | $495M | $421M | $74M | $2M | 1.74% | 14.07% | 4.61% | 0.66% |
| Q3 2025 | $568M | $486M | $409M | $72M | $3M | 1.74% | 14.21% | 4.61% | 0.63% |
| Q2 2025 | $567M | $488M | $401M | $68M | $2M | 1.67% | 13.77% | 4.50% | 0.74% |
| Q1 2025 | $546M | $468M | $382M | $67M | $2M | 1.62% | 13.28% | 4.44% | 0.89% |
| Q4 2024 | $538M | $463M | $376M | $65M | $2M | 1.60% | 12.89% | 4.59% | 0.78% |
| Q3 2024 | $523M | $448M | $360M | $65M | $2M | 1.58% | 12.68% | 4.60% | 0.83% |
| Q2 2024 | $499M | $433M | $350M | $62M | $2M | 1.60% | 12.80% | 4.55% | 0.98% |
| Q1 2024 | $481M | $416M | $337M | $61M | $2M | 1.55% | 12.36% | 4.46% | 1.03% |
| Q4 2023 | $469M | $406M | $330M | $59M | $2M | 1.92% | 15.56% | 4.19% | 1.19% |
| Q3 2023 | $456M | $395M | $318M | $56M | $4M | 2.08% | 16.95% | 4.12% | 1.21% |
| Q2 2023 | $451M | $393M | $307M | $54M | $1M | 1.28% | 10.47% | 4.11% | 1.25% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.