Wayne Bank and Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $259M | $235M | $203M | $20M | $740K | 1.16% | 14.96% | 3.94% | 0.13% |
| Q4 2025 | $251M | $223M | $197M | $20M | $575K | 0.83% | 11.02% | 3.79% | 0.17% |
| Q3 2025 | $247M | $225M | $194M | $19M | $627K | 0.79% | 10.66% | 3.70% | 0.17% |
| Q2 2025 | $239M | $216M | $187M | $17M | $363K | 0.67% | 9.00% | 3.60% | 0.16% |
| Q1 2025 | $230M | $211M | $178M | $17M | $408K | 0.71% | 9.55% | 3.51% | 0.20% |
| Q4 2024 | $227M | $209M | $173M | $17M | $366K | 0.48% | 6.43% | 3.32% | 0.15% |
| Q3 2024 | $227M | $206M | $170M | $18M | $280K | 0.43% | 5.67% | 3.27% | 0.20% |
| Q2 2024 | $223M | $200M | $169M | $16M | $221K | 0.39% | 5.25% | 3.23% | 0.32% |
| Q1 2024 | $221M | $199M | $163M | $16M | $211K | 0.38% | 5.10% | 3.19% | 0.30% |
| Q4 2023 | $218M | $194M | $162M | $17M | $-32K | 0.64% | 8.88% | 3.27% | 0.17% |
| Q3 2023 | $216M | $199M | $157M | $14M | $283K | 0.87% | 12.33% | 3.25% | 0.44% |
| Q2 2023 | $219M | $199M | $160M | $16M | $405K | 1.04% | 14.53% | 3.24% | 0.50% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.