Waycross Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $234M | $209M | $127M | $21M | $762K | 1.28% | 15.00% | 3.24% | 0.46% |
| Q4 2025 | $241M | $216M | $130M | $20M | $765K | 1.26% | 17.40% | 3.19% | 0.24% |
| Q3 2025 | $245M | $221M | $127M | $20M | $756K | 1.26% | 18.04% | 3.17% | 0.13% |
| Q2 2025 | $250M | $229M | $135M | $17M | $786K | 1.27% | 19.36% | 3.16% | 0.20% |
| Q1 2025 | $242M | $221M | $138M | $17M | $800K | 1.29% | 20.19% | 3.16% | 0.05% |
| Q4 2024 | $255M | $236M | $142M | $15M | $491K | 0.90% | 15.13% | 2.86% | 0.05% |
| Q3 2024 | $246M | $225M | $138M | $17M | $641K | 0.94% | 15.72% | 2.81% | 0.03% |
| Q2 2024 | $243M | $225M | $135M | $14M | $583K | 0.88% | 15.77% | 2.75% | 0.10% |
| Q1 2024 | $235M | $221M | $124M | $13M | $449K | 0.78% | 14.12% | 2.67% | 0.03% |
| Q4 2023 | $228M | $211M | $123M | $13M | $560K | 1.11% | 22.11% | 3.00% | 0.00% |
| Q3 2023 | $222M | $208M | $122M | $10M | $564K | 1.15% | 23.71% | 3.04% | 0.00% |
| Q2 2023 | $222M | $204M | $114M | $11M | $658K | 1.22% | 24.40% | 3.08% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.