Watertown Savings Bank
Headquartered in Watertown, NY. FDIC certificate #15990 · Federal Reserve RSSD 298218.
Total assets
$970M
Deposits
$788M
Q1 2026
Active branches
10
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$5M
Return on assets
1.89%
Return on equity
10.55%
Noncurrent loan rate
1.99%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.watersavingsbank.com.