Watermark Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $430M | $368M | $354M | $55M | $1M | 1.21% | 9.25% | 4.18% | 0.00% |
| Q4 2025 | $407M | $347M | $335M | $54M | $1M | 1.20% | 8.98% | 4.26% | 0.00% |
| Q3 2025 | $416M | $358M | $323M | $52M | $1M | 1.20% | 8.99% | 4.22% | 0.00% |
| Q2 2025 | $356M | $299M | $299M | $51M | $1M | 1.18% | 8.64% | 4.21% | 0.00% |
| Q1 2025 | $371M | $315M | $293M | $50M | $1M | 1.21% | 9.07% | 4.10% | 0.00% |
| Q4 2024 | $362M | $308M | $284M | $48M | $1M | 1.01% | 7.48% | 4.08% | 0.00% |
| Q3 2024 | $368M | $315M | $298M | $47M | $1M | 0.89% | 6.53% | 4.02% | 0.00% |
| Q2 2024 | $343M | $292M | $273M | $46M | $724K | 0.73% | 5.29% | 3.95% | 0.00% |
| Q1 2024 | $319M | $269M | $264M | $45M | $468K | 0.59% | 4.19% | 3.98% | 1.85% |
| Q4 2023 | $314M | $264M | $262M | $44M | $628K | 1.00% | 6.84% | 4.13% | 0.00% |
| Q3 2023 | $312M | $267M | $265M | $44M | $735K | 1.07% | 7.23% | 4.13% | 0.00% |
| Q2 2023 | $290M | $243M | $238M | $43M | $792K | 1.13% | 7.45% | 4.08% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.