Waterman Bank
Headquartered in Waterman, IL. Part of Waterman Acquisition Group, Llc. FDIC certificate #10878 · Federal Reserve RSSD 604640.
Total assets
$172M
Deposits
$143M
Q1 2026
Active branches
3
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$223K
Return on assets
0.53%
Return on equity
3.50%
Noncurrent loan rate
2.10%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Openings by year
12022
Other network changes since 2020
- 2 branch relocations
- 1 branches acquired through purchases or mergers
- June 7, 2021: legal name changed from “Waterman State Bank” to “Waterman Bank”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.watermanbank.com.