Waldo State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $153M | $127M | $116M | $15M | $251K | 0.65% | 6.81% | 3.50% | 2.02% |
| Q4 2025 | $153M | $132M | $116M | $15M | $154K | 0.68% | 7.34% | 3.46% | 2.15% |
| Q3 2025 | $151M | $128M | $119M | $14M | $306K | 0.77% | 8.42% | 3.47% | 2.39% |
| Q2 2025 | $156M | $126M | $120M | $14M | $211K | 0.76% | 8.34% | 3.51% | 1.42% |
| Q1 2025 | $153M | $123M | $123M | $14M | $359K | 0.97% | 10.66% | 3.60% | 0.60% |
| Q4 2024 | $145M | $113M | $119M | $13M | $409K | 0.80% | 8.33% | 3.37% | 0.87% |
| Q3 2024 | $136M | $107M | $110M | $13M | $263K | 0.67% | 6.89% | 3.29% | 0.57% |
| Q2 2024 | $129M | $104M | $104M | $13M | $228K | 0.61% | 6.26% | 3.26% | 0.49% |
| Q1 2024 | $127M | $99M | $100M | $12M | $160K | 0.50% | 5.21% | 3.13% | 0.22% |
| Q4 2023 | $128M | $101M | $100M | $12M | $-84K | 0.25% | 2.47% | 3.24% | 0.16% |
| Q3 2023 | $122M | $95M | $93M | $12M | $156K | 0.44% | 4.28% | 3.26% | 0.16% |
| Q2 2023 | $114M | $93M | $87M | $12M | $61K | 0.40% | 3.75% | 3.31% | 0.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.