Village Bank and Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.5B | $2.8B | $2.7B | $362M | $20M | 2.28% | 22.44% | 3.66% | 0.63% |
| Q4 2025 | $3.5B | $2.9B | $2.6B | $346M | $15M | 1.87% | 18.65% | 3.70% | 0.40% |
| Q3 2025 | $3.4B | $2.8B | $2.6B | $329M | $15M | 1.91% | 18.92% | 3.69% | 0.47% |
| Q2 2025 | $3.2B | $2.6B | $2.5B | $326M | $17M | 1.94% | 19.09% | 3.63% | 0.49% |
| Q1 2025 | $3.1B | $2.6B | $2.4B | $324M | $14M | 1.76% | 17.29% | 3.68% | 0.43% |
| Q4 2024 | $3.1B | $2.6B | $2.5B | $307M | $15M | 1.97% | 19.09% | 3.86% | 0.42% |
| Q3 2024 | $2.9B | $2.4B | $2.3B | $299M | $14M | 1.98% | 18.90% | 3.91% | 0.21% |
| Q2 2024 | $2.9B | $2.4B | $2.1B | $287M | $13M | 1.95% | 18.55% | 3.95% | 0.24% |
| Q1 2024 | $2.7B | $2.2B | $2.1B | $290M | $13M | 2.00% | 18.47% | 4.18% | 0.15% |
| Q4 2023 | $2.6B | $2.1B | $2.1B | $281M | $12M | 1.88% | 17.75% | 4.10% | 0.22% |
| Q3 2023 | $2.6B | $2.2B | $2.0B | $278M | $11M | 1.87% | 17.79% | 4.05% | 0.25% |
| Q2 2023 | $2.5B | $2.1B | $2.1B | $287M | $11M | 1.98% | 18.93% | 4.12% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.