Vidalia Federal Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $214M | $165M | $96M | $26M | $-394K | -0.73% | -6.10% | 1.28% | 0.54% |
| Q4 2025 | $219M | $166M | $95M | $26M | $-57K | -0.61% | -5.20% | 1.15% | 0.60% |
| Q3 2025 | $221M | $169M | $94M | $26M | $-329K | -0.78% | -6.61% | 1.14% | 0.54% |
| Q2 2025 | $224M | $171M | $95M | $26M | $-504K | -0.87% | -7.40% | 1.11% | 0.71% |
| Q1 2025 | $229M | $175M | $93M | $27M | $-486K | -0.85% | -7.20% | 1.09% | 0.17% |
| Q4 2024 | $230M | $175M | $94M | $27M | $-4K | -0.82% | -6.48% | 1.02% | 0.31% |
| Q3 2024 | $221M | $167M | $93M | $27M | $-741K | -1.10% | -8.55% | 1.02% | 0.81% |
| Q2 2024 | $226M | $171M | $92M | $28M | $-576K | -0.98% | -7.50% | 1.05% | 0.05% |
| Q1 2024 | $215M | $169M | $88M | $29M | $-493K | -0.92% | -6.85% | 1.10% | 0.17% |
| Q4 2023 | $213M | $166M | $86M | $29M | $-136K | -0.38% | -2.75% | 1.47% | 0.31% |
| Q3 2023 | $216M | $171M | $84M | $29M | $-323K | -0.42% | -3.04% | 1.55% | 0.73% |
| Q2 2023 | $223M | $177M | $80M | $29M | $-253K | -0.33% | -2.36% | 1.64% | 0.95% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.