Vermont State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $31M | $22M | $13M | $8M | $534K | 6.86% | 27.23% | 3.23% | 5.15% |
| Q4 2025 | $31M | $22M | $13M | $8M | $291K | 3.91% | 15.61% | 3.31% | 4.88% |
| Q3 2025 | $26M | $19M | $14M | $7M | $304K | 3.94% | 15.59% | 3.41% | 6.30% |
| Q2 2025 | $27M | $19M | $14M | $7M | $301K | 3.63% | 14.82% | 3.36% | 4.91% |
| Q1 2025 | $28M | $21M | $14M | $7M | $193K | 2.82% | 11.83% | 3.18% | 6.17% |
| Q4 2024 | $27M | $19M | $14M | $6M | $298K | 2.54% | 11.01% | 3.37% | 7.39% |
| Q3 2024 | $27M | $20M | $14M | $6M | $273K | 1.86% | 8.16% | 3.36% | 9.59% |
| Q2 2024 | $25M | $19M | $14M | $6M | $219K | 0.67% | 2.94% | 3.26% | 10.42% |
| Q1 2024 | $24M | $18M | $15M | $6M | $-135K | -2.17% | -9.53% | 3.20% | 7.50% |
| Q4 2023 | $25M | $18M | $15M | $6M | $-59K | -1.92% | -10.75% | 3.39% | 7.95% |
| Q3 2023 | $25M | $18M | $15M | $6M | $-115K | -2.26% | -13.51% | 3.35% | 6.96% |
| Q2 2023 | $25M | $19M | $16M | $4M | $-212K | -2.48% | -16.80% | 3.31% | 7.86% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.