Vermillion State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $937M | $813M | $406M | $121M | $6M | 2.52% | 19.63% | 3.24% | 0.31% |
| Q4 2025 | $931M | $809M | $408M | $119M | $4M | 2.29% | 18.10% | 3.42% | 0.34% |
| Q3 2025 | $907M | $788M | $404M | $116M | $6M | 2.55% | 20.22% | 3.39% | 0.29% |
| Q2 2025 | $884M | $770M | $402M | $111M | $5M | 2.46% | 19.56% | 3.35% | 0.08% |
| Q1 2025 | $859M | $745M | $397M | $110M | $5M | 2.47% | 19.66% | 3.26% | 0.00% |
| Q4 2024 | $847M | $740M | $396M | $103M | $3M | 1.98% | 15.91% | 2.93% | 0.18% |
| Q3 2024 | $858M | $740M | $377M | $115M | $5M | 2.08% | 16.72% | 2.81% | 0.22% |
| Q2 2024 | $832M | $724M | $376M | $104M | $4M | 1.99% | 16.36% | 2.72% | 0.04% |
| Q1 2024 | $849M | $744M | $363M | $102M | $4M | 1.90% | 15.84% | 2.59% | 0.06% |
| Q4 2023 | $839M | $735M | $369M | $101M | $-870K | 1.20% | 10.69% | 2.55% | 0.18% |
| Q3 2023 | $805M | $710M | $360M | $92M | $4M | 1.76% | 15.96% | 2.51% | 0.04% |
| Q2 2023 | $788M | $698M | $355M | $88M | $4M | 1.75% | 16.07% | 2.51% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.